Protecting your residents as they enjoy life in your community means having the right insurance. Daniel & Henry Company understands the risks you face and your need for the sense of security that insurance brings.

We have been providing comprehensive, value-added insurance solutions customized for Missouri communities for decades.

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We Meet Your Insurance Needs

Every community is different. Every need is different. This is why it is so important that you work with an experienced Missouri insurance team to make sure your policy fits your needs while lowering your costs.

Condominium Association Insurance

Condominium association insurance protects the structure and common areas from damage, as well as offers liability protections. This keeps the association covered should any natural disasters, accidents, criminal acts, or liability issues arise.

Townhome Association Insurance

Many people choose to reside in townhomes in Missouri so that they can enjoy the luxury of having their own space without having any extra maintenance. It is the responsibility of the townhome association to maintain and care for the outside and common areas — as well as having an insurance policy to protect against damage or legal expenses.

Homeowners Association Insurance

Homeowners associations take steps to make sure their community is both appealing and safe. To protect themselves from any liability, they need to make sure they have a homeowner’s association insurance policy in place.

Resort Community Insurance Program

So many guests flock to resort communities throughout Missouri to gain new experiences and engage in fun activities. To ensure that everything is up and running well and that the risks are minimized, you will want to invest in a resort community insurance program. This offers protection from things like natural disasters, crime, equipment breakdown, liability issues, and more.

Why Choose Daniel & Henry Company

At Daniel & Henry Company, we have over 90 years of experience in the industry. That means we can evaluate your needs and assess your risks to provide you with a customized insurance plan. Not only will this reduce your costs but it will give you peace of mind, too. 

We currently serve communities within the state of Missouri — and in the following areas.

If you are looking for coverage for your Missouri association or community, simply fill out our form online to get a quote today!

Frequently Asked Questions

No, condominium association insurance does not protect the inside of the unit. It is up to the condominium owner to purchase a policy with coverage for the inside.

Your property is always at risk, whether it is open and operational or you are just getting started. It is always a good idea to have a policy in place as soon as possible.

Most HOAs will carry this coverage, but whether or not they are required to will depend on any state regulations or governing documents of the association.