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2026 CAI Annual Trade Show in Saint Louis on Tuesday, August 18, 2026

  We had a great time at the 2026 CAI Annual Trade Show/Expo at the Sheraton Lakeside Chalet in Saint Louis, Missouri on Tuesday, August 18th. We were also able to have our first public announcement of O'Connor Insurance joining The Daniel & Henry Company, which will occur officially on October 1, 2026 (public announcement can be found HERE. A big [...]

October 1, 2026|

CAI Trade Show in Kansas City on August 24, 2026

We had a great time at the 2026 CAI Trade Show in Kansas City on Monday, August 24th and we are grateful for all of the attendees who stopped by our booth to talk about the current insurance market for community associations that has been showing signs of softening (finally) since January 1st - a welcome relief for association [...]

October 1, 2026|

It’s Official – O’Connor Insurance Joins Daniel & Henry – October 1st, 2026

  ST. LOUIS, MO, OCTOBER 1, 2026 — Karen O'Connor Corrigan, CIC, CIRMS and her nationally-recognized agency are joining Daniel & Henry, adding 50+ years of community association expertise to a century-long tradition of independent, community-minded, risk management. Beginning October 1, 2026, the O’Connor team will operate out of Daniel & Henry’s St. Louis headquarters across from Forest Park. [...]

October 1, 2026|

Why Independent Insurance Appraisals Matter for Condominiums and HOAs – Article from Brigs (NE CAI Chapter)

  This year has seen a lot of activity in the insurance markets as well as a new round of updates from Fannie Mae that have been mostly positive for insurance coverage on condominium associations and large HOAs.  One topic that has come up across the country is on valuation of an association's property and how do you know if [...]

June 16, 2026|

PRESS RELEASE (March 2026): Carmody MacDonald / Fannie Mae Updates Rules on Condominium and Property Insurance

    On March 18, 2026, Fannie Mae and Freddie Mac released notices that significant updates had been made to their property insurance requirements as well as their project standards that will impact loan activity for condominiums and homeowners associations.  A copy of Fannie Mae's notice can be found HERE, and we are fortunate to have been provided a copy of [...]

April 17, 2026|

Missouri Department of Insurance 2026 UPDATE – Moratorium on Cancellation of Post Storm Condominium Association Policies

  Through the advocacy of the Community Associations Institute (CAI), their Legal Action Committee, the Missouri Association of Independent Agents, and your St. Louis area Community Insurance & Risk Management Specialists (CIRMS), we are happy to announce that the Missouri Department of Insurance expanded the moratorium on cancellations due to the 05/16/25 tornado claim. Please read below for more information [...]

February 10, 2026|

Brrrrr It’s Cold Out There! Winter Weather Preparedness Tips & Checklist

  As severe winter weather is in the forecast for St Louis (and everywhere else out to the East Coast), cold weather can adversely impact everyone from their walk to the mailbox, the drive to work or the store, or even just trying to keep your home safe and secure from the impacts of severe weather and exposure to extreme [...]

January 22, 2026|

Missouri Department of Insurance UPDATE – News on Moratorium on Cancellation of Post Storm Condominium Association Policies

  Through the advocacy of the Community Associations Institute (CAI), their Legal Action Committee, the Missouri Association of Independent Agents, and your St. Louis area Community Insurance & Risk Management Specialists (CIRMS), we are happy to announce that the Missouri Department of Insurance expanded the moratorium on cancellations due to the 05/16/25 tornado claim. Please read below for more information [...]

November 4, 2025|

2025 CAI Annual Trade Show/Expo in Saint Louis on Tuesday, August 12th

  We are back at it again!  This time we will be at the CAI Annual Trade Show/Expo at the Sheraton Lakeside Chalet in Saint Louis, Missouri on Tuesday, August 12th from 4 to 7 PM. There will be an educational session for Board members/Trustees from 4 to 5:15 PM titled “Community Rocks!”  The presentation will be led by a [...]

August 11, 2025|

CAI Trade Show in Kansas City on August 4, 2025

We had a great time at the 2025 CAI Trade Show in Kansas City on Monday, August 4th and we are grateful for all of the attendees who stopped by our booth to talk about the current insurance market for associations or learn more about our new website.   We understand how hard of an insurance market that we are [...]

August 11, 2025|
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